5% Down Payment Grant


A program offered through The Texas State Affordable Housing Corporation (TSAHC) is the "Texas Heroes" program for teachers, fire fighters, peace officers, veterans, and low and moderate-income homebuyers. It's a special grant (does not have to be paid back) up to 5% toward your down payment or closing costs, a low interest rate. Scroll down this page to see "Who is Eligible" & "Frequently Asked Questions". Additionally, we work with state approved Lenders who specialize in these down payment assistance programs.


The Texas State Affordable Housing Corporation (TSAHC) is a 501(c)(3) nonprofit organization that was created by the Texas Legislature in 1994 to serve as a self-sustaining, statewide affordable housing provider. At TSAHC we believe that every Texan deserves the opportunity to live in safe, decent and affordable housing.


TSAHC also provides an annual tax credit to qualifying first-time homebuyers through the issuance of a Mortgage Credit Certificate.  With an MCC, the qualified homebuyer is eligible to write off a portion of the annual interest paid on the mortgage as a special tax credit, up to $2,000, each year that they occupy the home as their principal residence.  An MCC has the potential of saving the homebuyer thousands of dollars over the life of the loan. Homebuyers qualifying for the MCC Program can also take advantage of our down payment assistance programs.

We serve DFW & Surrounding Areas and the Rio Grande Valley in south Texas. Contact us today and see how our home-buying program can really work to your financial benefit.  It’s a way of saying Thank You to our Heroes for making Texas a better place to live.

Davinci Real Estate
135 Paseo Del Prado Ave. Ste 18 • Edinburg, TX 78539
Phone: (956) 329-2424 • Fax: (888) 469-5023